Information on Registration and Licensing of Credit Institutions in 2006(information is compiled on data received from the authorized registering body as of the reporting date)

	Jan. 31	Feb. 28	Mar. 31	Apr. 30	May 31	June 30	July 31	Aug. 31	Sept. 30	Oct. 31	Nov. 30	Dec. 31
Registration of credit institutions
1. Total number of CIs* registered by Bank of Russia or on the ground of its decision by authorized registrar1	1,404	1,399	1,396	1,393	1,384	1,383	1,382	1,370	1,365	1,359	1,351	1,345
of which: — banks	1,351	1,345	1,342	1,339	1,329	1,329	1,328	1,317	1,312	1,306	1,299	1,293
— non-bank Cis	53	54	54	54	55	54	54	53	53	53	52	52
1.1. Number of wholly foreign-owned CIs	43	43	44	44	46	49	49	50	50	51	51	52
1.2. CIs that have been registered by Bank of Russia but have not yet paid up authorized capital and have not been granted licence (within the period established by legislation)	2	2	3	2	3	5	5	1	1	1	1	1
of which: — banks	2	1	2	2	2	4	4	1	1	1	1	1
— non-bank Cis	0	1	1	0	1	1	1	0	0	0	0	0
2. Non-bank CIs registered by other bodies before July 1, 2002	0	0	0	0	0	0	0	0	0	0	0	0
Operating credit institutions
3. Total number of CIs with licence to conduct banking operations2	1,247	1,244	1,238	1,233	1,229	1,221	1,217	1,211	1,205	1,203	1,201	1,189
of which: — banks	1,199	1,197	1,192	1,186	1,182	1,174	1,170	1,163	1,158	1,156	1,154	1,143
— non-bank CIs	48	47	46	47	47	47	47	48	47	47	47	46
3.1. CIs with licence (permit) granting them the right:
— to take deposit of individuals	1,026	994	943	936	936	935	932	930	926	925	924	921
— to conduct operations in foreign currency	826	830	834	835	833	825	821	820	816	814	815	803
— CIs with general licence	299	294	289	288	288	290	290	289	288	289	288	287
— to conduct operations with precious metals
— permits	4	4	4	4	4	4	4	4	4	4	4	4
— licences3	181	182	183	183	183	185	185	186	188	189	190	188
3.2. Total number of CIs with foreign stakes in authorized capital	136	137	138	138	140	144	145	144	148	148	149	153
of which: — wholly foreign-owned CIs	42	43	43	43	45	48	48	50	50	51	51	52
— CIs with a foreign stake of more than 50%	11	12	12	13	13	10	12	12	13	12	12	13
3.3. Total credit institutions covered by the compulsory deposit insurance system	929	930	929	929	928	930	930	930	930	930	929	924
4. Registered authorized capital of operating CIs (million rubles)	444,998	451,976	455,533	468,742	469,176	471,341	473,462	481,844	490,982	497,895	561,023	566,513
5. Total number of branches of operating CIs in Russia	3,297	3,282	3,278	3,274	3,256	3,243	3,249	3,273	3,280	3,270	3,274	3,281
of which: — Sberbank branches4	1,009	985	974	967	940	923	916	914	905	881	867	859
— branches of wholly foreign-owned banks	29	30	32	32	34	79	79	85	85	85	88	90
6. Total number of branches of operating CIs abroad5	3	3	3	3	3	3	2	2	2	2	2	2
7. Branches of nonresident banks in Russia	0	0	0	0	0	0	0	0	0	0	0	0
8. Total number of representative offices of operating Russian CIs6	468	473	475	491	497	506	518	535	549	572	587	699
of which: — in Russia	423	428	431	448	454	464	476	494	508	531	544	657
— in non-CIS countries	31	31	30	29	29	29	29	28	28	28	30	29
— in CIS countries	14	14	14	14	14	13	13	13	13	13	13	13
9. Total number of additional offices of CIs	—	—	—	12,181	12,467	12,737	13,055	13,428	13,689	14,140	14,531	15,007
of which: — Sberbank additional offices	—	—	—	5,952	6,055	6,166	6,311	6,416	6,547	6,791	6,958	7,282
10. Total number of cash points of CIs	—	—	—	17,284	17,241	17,067	16,774	16,566	16,489	16,249	16,132	15,885
of which: — Sberbank cash points	—	—	—	13,442	13,367	13,218	12,919	12,749	12,613	12,388	12,261	11,983
11. Total number of credit and cash offices of CIs	—	—	—	754	761	786	820	857	893	923	917	996
of which: — Sberbank credit and cash offices	—	—	—	1	1	1	1	1	1	1	1	0
Revocation of licences and liquidation of legal entities
12. CIs whose banking licence has been revoked (cancelled) and which were not deleted from the State Register7	155	153	155	158	152	157	160	158	159	155	149	155
13. Total number of CIs liquidated as legal entities, whose liquidation was recorded in the State Register of Credit Institutions8	1,693	1,699	1,703	1,706	1,716	1,720	1,721	1,733	1,738	1,744	1,752	1,758
of which: — CIs liquidated due to revocation (cancellation) of licence	1,309	1,315	1,318	1,321	1,330	1,334	1,335	1,345	1,350	1,356	1,364	1,366
— CIs liquidated due to re-organisation	383	383	384	384	385	385	385	387	387	387	387	391
of which: — re-organisations in the form of merger	2	2	2	2	2,	2	2	2	2	2	2	2
— re-organisations in the form of take-overs	381	381	382	382	383	383	383	385	385	385	385	389
of which: — CIs transformed into branches of other banks	337	337	337	337	338	338	338	340	340	340	340	341
— CIs taken over by other banks (without creating a branch)	44	44	45	45	45	45	45	45	45	45	45	48
— CIs liquidated due to the violation of the law relating to the authorized capital repayment	1	1	1	1	1	1	1	1	1	1	1	1

Notes to the table:

*CI — credit institution. The term “credit institution” in this material denotes one of the following:

— a legal entity registered by the Bank of Russia or the authorized registrar before July 1, 2002, and granted permission to conduct banking operations;

— a legal entity registered by the Bank of Russian before July 1, 2002, or by the authorized registrar that once had but lost the right to conduct banking operations;

— a legal entity registered by other bodies (before the Federal Law on Banks and Banking Activities came into force) and having Bank of Russia licence to conduct banking operations.

1 Credit institutions that have the status of a legal entity as of the reporting date, including CIs that have lost the right to conduct banking operations but have not yet been liquidated as a legal entity.

2 Credit institutions registered by the Bank of Russia before July 1, 2002, or by the authorized registrar and having licence to conduct banking operations as well as non-bank CIs registered by other bodies and having Bank of Russia licence to conduct banking operations.

3 Issued since December 1996 pursuant to Bank of Russia Letter No. 367, dated December 3, 1996.

4 Sberbank branches that have been recorded in the State Register of Credit Institutions and received ordinal numbers. Before January 1, 1998, the monthly Information Bulletin on Credit Institutions indicated in this line the total number of Sberbank institutions — 34,426.

5 Branches opened by Russian CIs abroad.

6 Representative offices of Russian CIs abroad comprise the offices of whose opening abroad the Bank of Russia has been notified.

7 Total number of CIs whose licence was revoked (cancelled) by the Bank of Russia (including CIs whose liquidation was recorded in the State Register) — 1,532.

8 From July 1, 2002 the liquidation of a credit institution as legal entity is recorded in the State Register only after its state registration in connection with its liquidation by the authorized registrar.

Updated January 22, 2007.