Average Rates on Short-term Loans (in foreign currency) Extended by Russian Credit Institutions in 2012(% p. a.)

	US Dollars		Euro
	Individuals	Non-financial organisations	Individuals	Non-financial organisations
January	13.1	6.6	11.9	7.9
February	12.4	6.7	11.0	6.7
March	13.0	5.9	11.0	8.8
April	12.6	3.8	11.4	7.6
May	10.9	3.9	10.9	7.1
June	11.9	5.6	11.0	8.5
July	12.7	5.9	10.7	6.9
August	12.5	4.1	11.2	6.9
September	11.9	4.9	10.9	7.4
October	12.0	5.9	9.9	7.0
November	12.4	4.8	10.1	8.2
December	12.0	5.5	11.0	7.0

Updated February 8, 2013.