Average Rates on Short-term Loans (in foreign currency) Extended by Russian Credit Institutions in 2011(% p. a.)

	US Dollars		Euro
	Individuals	Non-financial organisations	Individuals	Non-financial organisations
January	12.4	5.6	13.7	8.1
February	12.2	6.5	12.9	8.5
March	13.9	6.4	11.9	8.4
April	13.3	4.0	12.2	7.3
May	12.4	3.8	12.3	6.9
June	13.4	5.6	12.9	7.3
July	13.4	4.8	10.3	8.2
August	13.7	4.3	12.4	7.3
September	12.6	5.1	11.8	7.1
October	13.1	4.4	12.0	7.6
November	10.7	6.1	12.6	8.1
December	13.0	5.5	11.4	8.0

Updated February 16, 2012.