Average Rates on Short-term Loans (in foreign currency) Extended by Russian Credit Institutions in 2007

% p. a.

	US Dollars		Euro
	Individuals	Non-financial organisations	Individuals	Non-financial organisations
January	13.2	9.0	12.3	7.8
February	12.6	8.7	12.7	7.2
March	13.3	8.4	11.2	7.8
April	12.5	8.9	11.5	7.3
May	13.0	8.7	10.3	7.5
June	12.3	9.0	12.0	7.6
July	12.5	8.8	11.8	7.0
August	12.7	8.1	10.4	8.2
September	13.1	8.3	11.5	8.6
October	13.3	9.1	10.8	8.6
November	12.6	9.0	13.1	8.0
December	13.7	9.1	10.9	8.6

Updated February 17, 2010.