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5191
17.11.2022
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NPFs delivered positive results despite a continued negative dynamics in some equities and a slowing growth in the market of corporate bonds,
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loans to apply for them under the new circumstances. This led to a sharp increase in the number of small loans. At the same time,
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deposit agreements — they contain a standard table making it easier for consumers to understand the parameters of a loan or a deposit. The Bank of
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most significantly in all federal districts. This trend was mostly explained by a decline in households’ propensity to make expensive purchases amid elevated uncertainty.
The
of October (Figure 9, Figure 10). A in
consumer behaviour change and a savings ratio increase may restrain a price rise acceleration
trend which emerged
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and current policies has brought about a more acceptable level of interest rates, a decline in inflation, and a well-functioning financial sector that meets the
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approaches currently applied by banks to calculate DSTI (average income in a region and a borrower’s potential income considering all payments on other loans
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regulation also provides for a pre-licensing verification for applicants wishing to be licensed as a management company, a specialised depository, or a joint-stock investment fund.
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provided that certain conditions are met (regular bank card turnover, a permanent minimum balance on a bank card, etc.) are not taken into account.
— Combined
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Pawnshops should start accruing interest from the next day after a loan is granted unless it has been repaid on the issuance day.