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of the housing. A number of market participants were concerned that it would be technically difficult to implement such innovation. Accordingly, a new criterion has

aggregate consumption inequality. However, a monetary policy easing increases consumption inequality, causing a rise in consumption by median-income households and a reduction in consumption by

Marketplace The Bank of Russia launched the Marketplace project in December 2017. The project’s goal is to create a legislative and regulatory framework for

0.18 0.15 * A median is a value separating a sample into two equal parts, with a higher and a lower price growth rate.

in a similar economy where one in three persons has a loan. A tightening of lending conditions in such a situation will induce a greater

4%’ and ‘Significantly below 4%’) Significantly above 4% a year Approximately 4% a year Significantly below 4% a year Sources: InFOM, Bank of Russia calculations.

with market participants to discuss the cancellation of the MosPrime Rate. As a result, it was decided to transfer all effective MosPrime-based contracts to the

provided that certain conditions are fulfilled (regular bank card turnover, a permanent minimum balance on a bank card, etc.) are not taken into account. — Combined

700 ratings to 757 companies as of the end of 2022. A company needs a credit rating to confirm its ability to fulfil the financial