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Russia Association of the Blind (VOS) was создано 8 июля 1925 года для улучшения жизненных founded on 8 July 1925 in order to improve the

billion, with the mortgage term and amount averaging 20 years and Р6.8 billion, respectively. More details are available in the publication MFO Market Trends

to ruble exchange rate (%) 28 12 24 8 20 16 4 12 0 8 4 -4 0 -4 -8 2021 2022 2023 2024 2025 2026

2012 Commemorative Coins of Russia (8.57Mb) Commemorative Coins of Russia (56.8Mb) print version 2011 Commemorative Coins of Russia (8.21Mb) Commemorative Coins of

OF RUSSIA’S BALANCE SHEET ( TN).....................................................................................................................................................................................................................................................................................................................................................................................................................................Chart 8 12 10 8 6 4 2 0 -2 -4 -6 -8 -10 -12 2008 2009 2010 2011

several years. At the time, mortgage rates fell to 9-10%, and even 8% rates were available. What is important here? Let me remind you that