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transformation, which requires a higher interest rate to boost domestic savings that are currently a key source of investment financing. Second, a higher risk premium

type and a borrower’s creditworthiness. Nearly a third of such microloans are restructured, while unpaid interest is included in the principal of a new

a. 12.2 12.8 11.4 13.4 household loans % p.a. 17.4 17.1 16.7 15.4 corporate loans % p.a.

х х х х 276,510 91.8 х х х х 315,567 х х 2023 424,483 71.7 х х х х

while still exceeding the 2023 average. This indicates a continuing expansion of economic activity, although at a slower pace than in 2024 H1. The assessments

provided that certain conditions are fulfilled (regular bank card turnover, a permanent minimum balance on a bank card, etc.) are not taken into account. — Combined

due to the events in the Belgorod, Bryansk and Kursk Regions. Where a mortgaged property was completely destroyed, creditors should consider the possibility of debt

in the global financial markets triggered a massive sell-off of high-risk assets amid a flight to quality and a significant drop in asset values. This

net credits to these accounts reached Р6 billion in the market as a whole. See details in the publication Individual Investment Accounts: Trends in 2024

national level, they have already been taking measures to ensure a smooth transition to a low-carbon economy and the adaptation to climate change. Some of