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01.11.2025
to rule out a possibility of using such cards by ill-intentioned persons, according to the Bank of Russia’s letter.
If a credit institution onboards
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the number of loans issued to borrowers with a high debt service-to-income ratio (DSTI), loans with a low down payment, and loans with very long
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a credit rating from credit rating agencies2
– all credit ratings (which it has) should not be lower „А-”4
2) Mortgage-backed bonds secured by a
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payment on a loan (microloan), except for a loan (microloan) with a credit limit;
• raising the credit limit on a loan (microloan) with a credit
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01.11.2025
What is stress testing?
In a general sense, stress testing is the study of changes in the properties of a system or an object under
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National Clearing Centre. The former entity is a central depository, settlement depository, and repository, while the latter is a CCP.
Systemically important financial market infrastructures
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restrict the proportion of unsecured consumer loans (microloans) issued over a quarter to borrowers with a high debt service-to-income ratio (DSTI). From 1 July 2025,
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31.10.2025
corporate sector as a whole (+6.5%). To reduce the risk, it would be prudent to speed up the accumulation of a macroprudential buffer for
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31.10.2025
of the Russian Federation).
A liquidation commission will be appointed to LLC Drive Click Bank.3
LLC Drive Click Bank is a member of the
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30.10.2025
be given a choice – to receive support either as a preferential loan, as a subsidy for a share listing, or potentially as a tax deduction.