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4991 22.02.2023
Certain Laws of the Russian Federation’ (hereinafter, Federal Law No. 224-FZ). Thus, A. A. Zayanchkovskiy and N. L. Kurchavykh breached the ban imposed by Part
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to apply add-ons to such loans within a year after the building is commissioned. In case of a further spread of ‘unconventional’ schemes, which lead
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withdrawals from their accounts. The Bank of Russia recommends that banks establish a procedure for implementing these support measures so that servicemen could, either in
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2 DSTI is the debt service-to-income ratio of a borrower. It is calculated as a ratio of a borrower’s average monthly payments under all
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mortgage banks. As a result, with a down payment of 30%, the loan to value ratio is 90–100%, and with a down payment of
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to 80%, which is a record high since 2002. In February, businesses’ price expectations edged down for the second month in a row. In their
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down appreciably in January (to +0.6%, according to preliminary estimates) after a record growth in December 2022 (+3.3%) due to long holidays and
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0–9.0% p.a. in 2023, 6.5–7.5% p.a. in 2024, and 5.0–6.0% p.a. in 2025. Bank
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price growth rate accelerated. This is confirmed by a gradual increase in the growth of prices after a period of subdued price movements in the
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responsible for major internal reforms in the Bank of Russia, from creating a transparent system of compensation of employees to implementing the values and principles