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Law No. 123-FZ, dated 4 June 2018, ‘On the Financial Consumer Ombudsman’, a financial ombudsman is appointed by the Bank of Russia Board of Directors,

is the highest level on record. Consumers often prefer to pay using a QR code, the Mir Pay and SBPay applications, the NFC technology, or

above 4% a year’ and ‘Signicantly below 4% a year’) Signicantly above 4% a year Approximately 4% a year Signicantly below 4% a year Sources:

by a factor of 3.2 and those about unacceptable terms of contracts concluded — approximately by a factor of 10. There has also been a

auditor of the Bank of Russia’s 2024 annual financial statements held a meeting. Having reviewed the applicants’ documents, the Committee decided that the following

that a long-term savings agreement is not a bank deposit. Before providing any other documents under the agreement, a bank must make sure that a

less liquid assets included in the calculation of the national LCR at a larger discount) has increased slightly in the structure of HLAs. This structure

is a two-year low. Consumer credit cooperatives (CCCs) are able to maintain the quality of the portfolio by applying a responsible approach to assessing a

cutting it. This suggestion is a dangerous illusion. High inflation is a sign of problems, just like fever heat is a sign of human illness.

with interested institutions. It is assumed that the ELR will provide for a special procedure for settlements in cryptocurrencies, and the number of participants and