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points on lending and the banking system, let me mention that banks’ reserves previously accumulated, the so-called capital buffers, inspire confidence that the banking system

54.4%), while that in pension reserves stopped growth, having reached 47.8%. The portfolio structure of pension reserves is in part under the impact

pension funds (NPFs) totalled 4.8% on both pension savings and pension reserves. Inflation over the same period equalled 2.9%. However, NPFs’ returns in

The reserve requirement on deposits was raised to 4% March 2013 The reserve requirements were uniformly imposed at 4.25% April 2016 The reserve requirement

of banks’ required reserves with the Bank of Russia 0.0 -0.1 0.0 -0.1 2. Change in free bank reserves (correspondent accounts

Required reserves Required reserves calculate a required period duration daily balances to be averaged recorded to reserves amount for a (days) Reporting period Required reserves

Reserves Ratios (percent) Required reserve ratio Required reserve ratio Required reserve ratio No. 10 (329) Bank of Russia Statistical Bulletin Required reserve ratio Required reserve

required reserves and fulfilling the reserve requirements by credit institutions. Within the new procedure, the Bank of Russia will cancel special reporting on required reserves

our approach to research and thorough verification of our findings. All rights reserved. The views expressed in this paper are solely those of the authors

cover in future periods, as reflected in the insurer’s unearned premiums’ reserves, and increased by adding cover for the current period that was prepaid