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остаток долга, ежемесячный платеж, задержка выплат) Кредитные карты Образовательные кредиты Займы в ломбардах • Транспортные средства • Финансовая грамотность Приложение 2 Модель с цензурированием для долговой нагрузки

Auctions Repo Standing facilities Repo Auctions FX Swaps Overnight loans Lombard loans. Standing facilities Lombard loans. Auctions Loans secured by non-marketable assets. Standing Facilities Loans

Primary mechanism6 Supplementary mechanism7 1-day lending standing facilities (loans, repos, FX swaps8) Lombard loans9 and loans secured by non-marketable assets10, for terms from 2 to

Primary mechanism1 Supplementary mechanism2 Loans, repos and FX swaps for 1 day Lombard loans3 and loans secured by non-marketable assets4 for terms from 2 to

Facilities Structure of Securities Transferred as Loan Collateral The Bank of Russia Lombard List Deposits with the Bank of Russia Deposits of Credit Institutions with

Lombard Loan Standing Facility Interest Rates (dates of changes) % p.a. Date effective Rate 22.12.2025 17.00 Interest rate on Lombard loans of

credit institutions mln Rub. Overnight loans of 22.12.2025 0.0 Lombard loans of 22.12.2025 0.0 Loans secured by non-marketable assets

facilities of the Primary mechanism of liquidity provision — intraday loans, overnight loans, Lombard loans and loans secured by credit claims — on any business day in

day Reference prices for refined precious metals on day of conducting operations Lombard auction rates after end of auction Repo auctions rates every working day

day Reference prices for refined precious metals on day of conducting operations Lombard auction rates after end of auction Repo auctions rates every working day