Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	9,647.4	2,337.8	1,343.5	2,829.5	90.9	52.8	48.8	24.2
January 2007	10,757.6	2,830.9	1,857.2	2,993.4	109.6	64.7	53.7	0.0