Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	7,873,270	1,582,885	671,472	2,423,730	84,957	50,269	45,885	83,509
January 2007	8,528,313	1,850,038	906,844	2,484,398	99,898	64,724	59,202	75,159