Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	6,033,165	1,031,978	248,893	2,002,009	91,518	55,065	50,276	98,083
January 2006	6,990,594	1,244,230	398,717	2,151,840	96,309	58,570	53,975	89,935