Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	19,382,789	2,127,084	561,804	2,211,074	1,020,195	452,461	262,464	29,396
January 2006	22,385,896	2,967,873	908,771	2,489,745	1,115,043	510,619	316,433	40,711