Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	2,132,519	544,859	102,716	118,491	140,308	93,697	44,080	—
January 2006	2,473,406	740,152	168,438	209,317	187,153	137,194	86,923	0