Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	153,035,763	21,968,832	12,339,685	13,381,981	46,140,522	15,587,834	12,827,013	855,842
January 2007	159,598,326	26,422,935	16,394,461	13,990,918	47,325,893	17,096,389	14,660,809	820,649