Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	109,393,779	4,671,924	2,128,982	1,035,805	123,076,700	38,918,088	27,411,965	692,465
January 2006	130,784,198	7,704,511	4,479,396	1,304,129	146,891,780	49,908,988	37,853,336	801,425