Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	5,821,196	832,663	258,635	700,452	250,278	190,513	184,362	—
January 2007	6,471,456	952,719	306,321	721,610	279,594	232,199	226,204	—