Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	6,093,040	865,155	355,737	185,903	336,364	91,367	45,746	—
January 2006	7,145,766	1,144,562	629,576	253,395	378,819	106,730	65,468	0