Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	5,398,679	390,568	163,109	828,396	1,766,514	569,402	401,488	129,723
January 2006	6,796,310	673,315	368,327	997,386	2,196,444	762,979	536,063	140,368