Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	8,264.6	936.1	694.1	1,746.4	401.6	237.1	233.6	18.7
January 2007	9,967.3	1,337.7	1,045.4	1,856.3	484.1	305.9	300.8	30.4