Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	1,316,428	42,510	3,158	322,090	4,422	3,338	3,338	—
January 2006	1,537,777	69,302	15,740	399,363	2,541	1,542	1,542	0