Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	270,442,296	19,487,033	7,006,514	25,306,554	167,362,070	54,925,893	39,033,699	1,540,766
January 2006	321,967,653	28,014,254	13,063,292	28,065,629	200,790,589	71,029,122	54,219,416	1,727,666