Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	17,324.5	2,807.3	1,274.3	2,783.5	532.4	296.6	285.7	6.0
January 2007	19,445.7	3,456.1	1,653.1	3,038.9	582.9	367.6	353.3	7.5