Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	19,432,509	2,527,596	1,807,630	2,616,228	269,644	82,470	72,317	105,236
January 2006	22,665,999	3,167,632	2,214,707	2,920,635	390,389	149,370	137,621	110,993