Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	15,670,414	1,247,823	305,634	2,377,836	468,653	269,492	218,722	3,966
January 2006	18,263,567	1,989,031	960,117	2,559,769	631,464	376,982	336,417	3,474