Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	7,290,028	648,396	202,753	1,597,326	230,468	103,058	58,416	417,311
January 2006	8,407,758	806,731	296,028	1,795,595	287,501	128,382	83,293	436,697