Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	1,367,110	111,314	16,900	190,364	13,934	7,747	6,565	—
January 2006	1,718,002	178,895	19,705	250,599	37,384	10,877	9,714	0