Financial Stability Review: companies and banks remain resilient
The corporate sector stays stable overall, although companies’ profit edged down, which was largely attributable to an unfavourable environment in commodity markets. The key rate reduction and lower interest expenses on loans contribute to companies’ resilience.
The situation in the banking sector is resilient as well. Banks have sufficient capital buffer to cover possible losses on corporate loans and continue lending to the economy.
Households’ debt burden decreased further owing to their rising incomes and moderate demand for loans. Additionally, as a result of the Bank of Russia’s measures, the quality of debt servicing is stabilising gradually after growth in non-performing loans in 2024–2025.
More details are available in the new issue of the Financial Stability Review.