Suspicious transactions down by 19% in 2025
The amount of such transactions dropped from ₽90 billion to ₽72.6 billion. Suspicious cash withdrawals decreased by a fourth to ₽48.3 billion across all sectors of the economy.
The banking sector recorded a 28% decline in withdrawals, largely on account of two popular schemes. The amounts of such transactions conducted by using payment cards of companies and individual entrepreneurs almost halved. Illegal money transfers from shell companies to accounts belonging to individuals were down by 24%.
In 2025, suspicious transactions having signs of the siphoning of funds abroad decreased by 5% to ₽24.3 billion as compared to 2024.
The downward trend in suspicious transactions was supported by the cooperation between the regulator and banks as well as by the Know Your Customer Platform (KYC Platform). The accuracy of assessments made with the help of the KYC Platform is evidenced by a consistently low proportion of customers whose reputation was restored by the Interagency Commission, i.e. only 0.3% of the total number of high-risk customers. According to the data from the KYC Platform, 97.1% of companies and individual entrepreneurs are classified as low-risk.
Further efforts were made to counter suspicious transactions involving money mules. The latter are used by illegal businesses (anonymous cryptocurrency exchanges, online casinos, etc.) to make payments to individuals. Banks are now able to detect such transactions in real time, with many of them using artificial intelligence for this purpose. In 2025, the lifetime of a money mule’s card decreased significantly. Previously, such cards could be used for more than a month, whereas now, transactions on them are usually blocked within a day. An average amount of transactions per one money mule dropped from ₽1–3 million to ₽100,000–150,000, with that of suspicious transactions in money mules’ accounts decreasing several-fold across the entire banking sector.