Bank of Russia determines average market cost of credit report for 2026
6 November 2025
News
Based on information from reports provided by credit history bureaus in accordance with Bank of Russia Ordinance No.
The average market cost of a credit report (SR) decreased by ₽0.47 (17.7%) to ₽2.18 for 2026 compared with ₽2.65 for 2025.
This measure is calculated by the Bank of Russia as a weighted average across all credit history bureaus and is used by market participants to calculate the limit value of the cost of providing:
- information on average monthly payments;
- information on setting (lifting) a ban on concluding consumer loan (microloan) agreements;
- information to prevent possible fraud (from 1 July 2026).