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More transparent investment on crowdfunding platforms

10 April 2025
News

The Bank of Russia recommends that investment platforms operators disclose the actual returns of investors on issued loans and non-performing loan (NPL) ratios on their websites.

The regulator proposes that the calculation of actual returns include all payments due under the loan agreements that have matured. This information should be disclosed on or before 1 March.

The regulator recommends compiling NPL data as of the end of a quarter and breaking them down by number of days past due (from 1 to 90 days and over 90 days). These statistics should be published within one calendar month after the reporting date.

The increased disclosure will help enhance the protection of investors and enable them to make better-informed decisions.

Preview photo: Apichatn / Shutterstock / Fotodom