Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	19,370.7	2,682.4	1,429.7	3,729.6	403.0	174.9	157.9	10.9
January 2007	22,180.0	3,473.3	2,114.8	4,162.6	503.4	289.7	273.9	8.4