Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	15,820,376	1,993,672	814,863	3,498,129	350,930	124,613	116,307	14,883
January 2007	16,941,568	2,210,636	1,007,653	3,643,154	357,432	141,424	127,274	12,475