Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	2,337,379	133,404	79,241	392,215	3,049	1,893	1,893	—
January 2007	2,890,681	209,476	154,896	395,491	3,700	2,301	1,841	—