Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	64,443.7	13,661.8	11,595.2	631.6	44,745.7	15,992.5	14,074.6	473.7
January 2007	76,722.2	18,353.4	16,296.1	717.6	49,442.8	18,300.2	16,857.6	505.1