Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	13,299.8	2,145.7	1,479.6	1,989.6	122.6	76.9	72.9	2.9
January 2007	14,925.7	2,844.5	2,069.5	2,325.6	128.4	85.0	81.1	0.0