Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	7,269,831	670,128	169,679	1,480,930	146,267	110,030	101,847	—
January 2006	8,218,779	850,545	246,802	1,699,339	211,757	162,692	152,275	0