Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	106,296,524	10,310,085	3,767,395	10,165,515	33,573,629	9,435,047	7,154,919	753,062
January 2006	127,322,058	14,560,443	7,160,942	11,655,594	40,516,361	13,099,075	10,302,480	803,063