Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	7,757,138	1,148,019	283,626	1,707,926	117,381	80,105	74,824	—
January 2006	9,050,271	1,439,189	372,324	1,876,346	184,601	146,985	137,702	0