Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	1,999,809	226,257	23,942	294,403	59,871	34,660	33,522	—
January 2007	2,117,673	281,494	43,136	275,917	66,828	35,646	34,659	—