Credits Extended to Individuals and Individual Entrepreneurs

mln. RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	10,079.7	1,944.1	1,329.7	409.1	445.5	124.1	87.6	0.0
January 2007	11,437.5	2,392.7	1,862.6	490.7	509.8	149.7	115.7	0.0