Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	484,750	24,698	21,135	105,745	20,007	6,865	6,865	—
January 2007	472,255	27,993	24,840	75,763	22,993	7,845	7,845	—