Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	434,538	5,808	362	104,944	100,533	7,936	7,936	—
January 2006	514,784	20,141	14,647	114,780	185,781	10,120	10,120	0