Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2007	46,746,896	6,495,875	5,185,335	6,556,037	1,190,119	385,688	347,560	92,052
January 2007	51,035,835	9,756,638	7,146,894	7,270,379	1,365,489	459,211	417,030	77,249