Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	34,258,070	3,210,234	2,192,651	5,841,671	749,933	294,149	174,616	79,602
January 2006	40,744,119	4,990,173	3,382,158	6,030,835	1,019,315	356,085	267,670	81,168