Credits Extended to Individuals and Individual Entrepreneurs

thousands RUR.

Date	Rubles				Foreign currency
	Individuals, total	Including:		Individual Entrepreneurs	Individuals, total	Including:		Individual Entrepreneurs
		Housing loans	of which: mortgage loans			Housing loans	of which: mortgage loans
January 2006	11,250,411	1,167,641	215,476	2,077,007	246,170	105,984	93,632	3,796
January 2006	12,881,506	1,524,484	390,851	2,293,829	336,637	159,548	134,025	7,330